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Club benefit – YNG cashback with the Card

In brief

With the Young debit card, every purchase earns you cashback in YNG tokens. The benefit is higher if you're a member of a Club.

 

How to order the Young Card

  1. Open the app and go to the Cash section.
    1. If you don't have an active account, start the process: you can order the Card at the same time as opening the account.
    2. If you already have an active payment account, simply tap the Request card button.
  2. Complete the guided steps to request your Young Card (linked directly to the payment account with an IBAN).
  3. As soon as the card is delivered to the address given when ordering, go ahead and activate it.

The service is reserved for users resident in Italy.

 

How cashback accrues

Every time you pay with the Young Card, in store or online, you earn cashback. The amount is calculated and recorded at the time of the transaction. There are two modes:

  • With an active Club: cashback is calculated and credited automatically, with nothing to do. The percentage grows with your level, up to a maximum of 3.6% with the Platinum Club (e.g. you spend €100 → €3.60 cashback).
  • Without a Club: you can still get cashback by completing the permanent objective shown in the Card section. If you don't complete it within the month, that month's cashback is lost.

 

When it's credited

At the start of the following month: the accrued cashback is credited to your Cashback wallet. For those without a Club, the credit only happens if the objective was completed within the previous month.

In the Cash section, you can see at any time the status of the objective, the cashback accrued in the month and the history of credits.

  1. Scroll through the Cash screen to the Cashback section.
  2. Check the summary or tap Cashback details for more information.

 

How to transfer it to your main wallet

The credited YNG stay in the Cashback wallet. From there, you can transfer them to your Young (YNG) main wallet to use them: hold them, sell them, or lock them to join a Club and increase your future cashback.

  1. From the Cashback details section, tap Collect.
  2. Confirm the operation to complete the transfer to the Young (YNG) wallet.

For more information: Terms and Conditions –  Payment Account and Payment Card Cashback Program

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